Privacy Policy

Last updated: January 2026

Credit Timing MVP respects your privacy.

Information We Collect

We do not collect, store, or share personal data outside of what is required for basic app functionality.

• No bank or credit card account connections
• No credit bureau access
• No advertising or tracking
• No third-party analytics

How Information Is Used

Any information entered into the app is used solely to provide in-app calculations and educational guidance.

Data Sharing

We do not sell, share, or transfer user data to third parties.

Data Security

All data is handled using platform-level security protections.

Children’s Privacy

This app is not intended for use by children under the age of 13.

Contact

If you have questions about this privacy policy, contact:
credittiming.mvp@gmail.com